Privacy Policy

Niksa Capital (“Niksa Capital”, “we”, “us”, or “our”) respects your privacy and is committed to protecting the personal information you provide while using our website, partner registration forms, campaign services, resources and related digital platforms.

This Privacy Policy explains how we may collect, use, store, process, share and protect your information when you visit or interact with the Niksa Capital website or participate in our financial product campaigns and partner network.

By accessing or using our website, you acknowledge that you have read and understood this Privacy Policy.


1. Scope of This Privacy Policy

This Privacy Policy applies to information collected through:

This policy may not apply to third-party websites, applications or services that may be linked from our website.


2. Information We May Collect

Depending on how you interact with Niksa Capital, we may collect different categories of information.

A. Personal Information

This may include:


B. Partner Information

If you register as a Campaign Partner, we may collect information such as:

Additional information may be collected where necessary for a particular campaign.


C. Customer Information

If you submit an enquiry or participate in a financial product campaign, information may include details relevant to the requested product.

Depending on the campaign, this could include information such as:

Sensitive financial or identity information should only be collected where necessary and through appropriate channels.


3. Information You Provide Voluntarily

You may provide information when you:

You are responsible for ensuring that the information you provide is accurate, complete and up to date.


4. Information Collected Automatically

When you visit our website, certain technical information may be collected automatically.

This may include:

This information may be used to understand website performance, improve user experience and maintain website security.


5. Cookies and Similar Technologies

Niksa Capital or third-party service providers may use cookies and similar technologies to improve website functionality and understand website usage.

Cookies may help us:

You may be able to control or disable cookies through your browser settings.

However, disabling certain cookies may affect some website functionality.


6. How We Use Your Information

We may use collected information for legitimate business and operational purposes, including:

Partner Registration

To process and manage Campaign Partner registrations.

Customer Enquiries

To respond to enquiries and requests for information.

Campaign Management

To facilitate eligible financial product campaigns and partner activities.

Communication

To communicate with you regarding:

Website Improvement

To understand how visitors use our website and improve its content, structure and functionality.

Security

To detect, prevent and investigate fraud, misuse, unauthorised access and security incidents.

Compliance

To meet applicable legal, regulatory, contractual or institutional requirements.


7. Sharing of Information

We do not intend to sell your personal information as a commercial product.

However, information may be shared where necessary for legitimate purposes, including with:

Financial Institutions and Product Providers

Where you have expressed interest in a particular financial product or campaign, relevant information may be shared with the respective financial institution or authorised product provider for processing, eligibility assessment, verification or onboarding.

Service Providers

We may use third-party service providers for services such as:

Such providers may process information on our behalf where necessary to provide their services.

Legal or Regulatory Authorities

Information may be disclosed where required by applicable law, regulation, court order, government authority or lawful request.


8. Third-Party Financial Institutions

Some financial products promoted through Niksa Capital may be provided by independent financial institutions or product providers.

When you proceed with a product application, your information may be processed under the privacy policy and terms of the respective institution.

We recommend that you carefully review the relevant institution's privacy policy and terms before submitting personal or financial information.


9. Google Forms and Third-Party Services

Certain Niksa Capital registration or enquiry forms may be hosted or processed using third-party platforms such as Google Forms or other service providers.

When you submit information through such a service, your information may also be subject to the privacy policies and terms of that third-party service.

We encourage users to review the applicable third-party privacy policies before submitting information.


10. Data Security

We take reasonable measures to protect personal information against:

However, no method of transmission or electronic storage can be guaranteed to be completely secure.

Therefore, while we take reasonable precautions, we cannot guarantee absolute security of information transmitted through the internet.


11. Data Retention

We may retain personal information for as long as reasonably necessary to:

The retention period may vary depending on the nature and purpose of the information.

When information is no longer required, it may be deleted, anonymised or securely disposed of, subject to applicable requirements.


12. Your Rights

Depending on applicable law and the nature of the information we hold, you may have rights relating to your personal information, which may include:

Certain requests may be subject to legal, regulatory or contractual limitations.


13. Withdrawal of Consent

Where we process your information based on your consent, you may request withdrawal of that consent.

However, withdrawal of consent may affect our ability to provide certain services, process a campaign, respond to an enquiry or facilitate a financial product application.

Withdrawal of consent does not necessarily affect processing that was already carried out lawfully before the withdrawal.


14. Marketing Communications

If you have provided your contact details and consented to receive communications, we may contact you regarding:

You may request to stop receiving non-essential marketing communications.

However, we may still send essential communications relating to registrations, transactions, security, legal requirements or active services.


15. Partner Responsibilities

Campaign Partners who receive or handle customer information must:

Partners must not sell, distribute or otherwise misuse customer information obtained through Niksa Capital campaigns.


16. Children's Privacy

Our services are not intended to knowingly collect personal information from children where such collection is prohibited by applicable law.

Partner opportunities, where applicable, may have their own minimum age requirements.

If we become aware that personal information has been collected from a child in circumstances where such collection is not permitted, we will take reasonable steps to address the situation.


17. Third-Party Links

Our website may contain links to third-party websites, financial institutions, product providers or other online resources.

We are not responsible for the privacy practices, security, content or policies of third-party websites.

You should review the privacy policy of each third-party website before providing personal information.


18. Data Transfer and Processing

Depending on the services and technology providers used by Niksa Capital, personal information may be processed or stored using systems located in different locations.

Where applicable, such processing will be subject to relevant contractual, security and legal requirements.


19. Data Breach and Security Incidents

If we become aware of a security incident involving personal information, we may take appropriate steps to investigate, contain and address the incident.

Where required by applicable law or regulation, we may provide notifications to affected individuals or relevant authorities.


20. Accuracy of Information

You should provide accurate and complete information when submitting forms or applications.

Niksa Capital is not responsible for consequences arising from inaccurate, incomplete, outdated or misleading information provided by a user or partner.


21. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in:

The updated Privacy Policy will be published on this page with the revised “Last Updated” date.

Your continued use of the website after an updated Privacy Policy is published may constitute acknowledgement of the updated policy, subject to applicable law.


22. Contact Us

If you have questions, concerns, requests or complaints regarding this Privacy Policy or the handling of your personal information, you may contact us through the official contact details provided on the Niksa Capital website.

Privacy Contact

Niksa Capital
 Email: niksacapital@gmail.com
 Phone:  +91  9610753753
 Address: A-07, Ganga Residency, Bikaner Rajasthan 334001

Subject: Privacy / Data Protection Request


23. Important Notice for Financial Product Applications

Niksa Capital may facilitate connections between customers, Campaign Partners and respective financial institutions or product providers.

When you choose to proceed with a financial product application, additional personal, identity, financial or other information may be requested directly by the relevant institution.

Such information may be processed according to the respective institution's privacy policy, terms and applicable regulatory requirements.

Please do not submit sensitive identity or financial information through unofficial channels or to unauthorized persons.