Disclaimer

1. General Information

The information provided on the Niksa Capital website, including but not limited to financial product information, campaign details, educational content, partner opportunities, articles, guides, promotional material and other resources, is intended for general informational purposes only.

While we endeavour to keep the information accurate and updated, Niksa Capital does not warrant or guarantee that all information available on the website will always be complete, current, accurate or applicable to every individual or situation.

Users and visitors should independently verify the relevant information before making any financial, investment, credit, insurance or other financial decision.


2. Nature of Niksa Capital

Niksa Capital operates as a financial campaign management and lead referral/partner platform.

Unless specifically stated otherwise, Niksa Capital is not a bank, NBFC, stock exchange, mutual fund, insurance company, lender, credit-card issuer or other financial product manufacturer/provider.

Financial products and services displayed or promoted through the platform may be offered by independent third-party financial institutions, product providers, intermediaries or other authorised entities, as applicable.


3. Third-Party Financial Products

Information relating to financial products displayed on the website may be provided by or relate to respective financial institutions or product providers.

The availability, features, pricing, interest rates, fees, charges, benefits, eligibility criteria, documentation requirements and other terms of any financial product are determined by the respective product provider or financial institution.

Such terms may change from time to time without prior notice.

Users should always refer to the official documentation and terms provided by the respective institution before proceeding.


4. No Guarantee of Approval

Submission of an application, lead, enquiry or customer information does not guarantee approval or issuance of any financial product.

Approval, rejection, eligibility and onboarding are solely subject to the policies, procedures, risk assessment, documentation and verification requirements of the respective financial institution or product provider.

Niksa Capital does not guarantee that any customer will be approved for a particular financial product.


5. Partner Opportunity Disclaimer

The Campaign Partner opportunities presented on this website are not an offer of guaranteed employment, salary, business income or fixed earnings.

Partner opportunities may vary depending on available campaigns, product providers, geographical availability, eligibility criteria and applicable campaign terms.

Participation as a partner does not guarantee any specific level of income, number of leads, customer conversions or payouts.


6. Payout Disclaimer

Where applicable, campaign payouts are subject to the specific terms and conditions of the respective campaign.

Payout eligibility may depend on factors including, but not limited to:

A submitted lead or application does not automatically qualify for a payout.

The final determination of payout eligibility shall be based on the applicable campaign terms and successful verification by the relevant institution or campaign provider.


7. No Guaranteed Income

Niksa Capital does not guarantee any fixed, minimum or assured income to its Campaign Partners.

Actual earnings, if any, may vary depending on campaign availability, partner participation, successful customer conversions, applicable payout structures and other campaign-specific conditions.

Past performance or previous payouts, if mentioned anywhere on the website, should not be interpreted as a guarantee or indication of future earnings.


8. Financial & Investment Decisions

Information available on this website should not be considered as:

Every individual has different financial circumstances, objectives and risk tolerance.

Users should conduct their own assessment and, where appropriate, consult a qualified professional before making financial decisions.


9. Investment Risk

Investments in securities and other market-linked products are subject to market risks.

Past performance does not guarantee future results.

The value of investments may rise or fall, and investors may lose part or all of their invested capital depending on the product and market conditions.

Niksa Capital does not guarantee returns, profits or protection against losses unless expressly provided by the respective product provider under applicable law and product terms.


10. Insurance Products

Insurance products are subject to the terms, conditions, exclusions, limitations, underwriting requirements and approval processes of the respective insurance company.

Providing information about an insurance product does not constitute a guarantee of policy issuance, coverage, claim settlement or acceptance.

Customers should carefully read the policy wording, prospectus and applicable terms before purchasing an insurance product.


11. Loans & Credit Products

Loan and credit products are subject to the eligibility criteria, credit assessment, documentation, interest rates, fees, terms and conditions of the respective lender or financial institution.

Niksa Capital does not guarantee:

The final decision rests with the respective financial institution.


12. Customer Information & Eligibility

Customers are responsible for providing true, accurate and complete information during any application or registration process.

Any approval or eligibility decision is based on the information and documents submitted and the verification conducted by the respective institution.

Niksa Capital is not responsible for rejection or delay resulting from incorrect, incomplete, misleading or unverifiable information provided by a customer or partner.


13. Partner Responsibilities

Campaign Partners are expected to:

Partners must not make representations on behalf of Niksa Capital or any financial institution beyond the information officially provided to them.


14. No Misrepresentation

Partners and users must not represent that:

Any unauthorised representation may result in suspension or termination of participation in applicable campaigns.


15. Third-Party Websites & Links

The Niksa Capital website may contain links, references, forms or integrations belonging to third-party financial institutions, service providers or other websites.

Niksa Capital does not control the content, policies, availability, security or practices of third-party websites.

Users should review the respective third party's privacy policy, terms and conditions and other applicable documents before providing information or using their services.


16. Accuracy of Information

We make reasonable efforts to maintain the website and its content; however, errors, omissions, outdated information or technical inaccuracies may occasionally occur.

Niksa Capital reserves the right to modify, update, suspend or remove any website content, campaign, product information or partner opportunity without prior notice, subject to applicable requirements.


17. Website Availability

We do not guarantee that the website or any particular feature, page, form or service will always be available, uninterrupted, secure or error-free.

Technical failures, maintenance, internet connectivity issues, third-party services or other circumstances may temporarily affect website availability.


18. No Professional Relationship

Use of this website or submission of an enquiry, registration form or application does not by itself create a financial advisory, investment advisory, employment, agency, partnership, franchise or other professional relationship between the user and Niksa Capital unless separately agreed in writing and legally applicable.


19. Regulatory & Compliance Notice

Financial products and services may be governed by applicable laws, regulations, regulatory authorities and institutional policies.

Users and partners are responsible for complying with applicable requirements relevant to their activities.

Where a product or service is provided by a regulated financial institution, the respective institution remains responsible for its product-specific regulatory and operational requirements.


20. Changes to This Disclaimer

Niksa Capital may update or modify this Disclaimer from time to time to reflect changes in its services, campaigns, business practices, applicable requirements or website functionality.

The updated version will become effective when published on the website.

Users are encouraged to review this page periodically.


Contact & Clarification

If you have any questions regarding a specific campaign, financial product or partner opportunity, please refer to the official terms and conditions of the respective campaign or financial institution or contact Niksa Capital through the official contact channels provided on this website.


Important Notice

By using this website, you acknowledge that you have read and understood this Disclaimer and agree that financial products, approvals, eligibility, customer onboarding and applicable payouts are subject to the terms, policies and verification requirements of the respective financial institution or campaign provider.